Balcombe Financial is a family-owned finance broking business based in Black Rock, Melbourne. We specialise in residential and commercial property finance, as well as assisting clients in refinancing and restructuring

existing facilities.

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Balcombe is led and managed by Michael Flinos, an ex-banker who has over 18 years' experience in credit risk management, loan origination, relationship management and property finance. Our core focus is set on delivering considered, value-adding solutions, tailored to our clients' individual needs.

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OVER 18 YEARS' EXPERIENCE IN CREDIT RISK MANAGEMENT,    CORPORATE BANKING AND PROPERTY FINANCE.

OUR CLIENTS ARE NOT SEEN AS JUST A TRANSACTION; THEY ARE SEEN AS VALUED PARTNERS.

Balcombe isn't just your average finance broker. We're a lot more than that. We see ourselves as being a trusted business partner to all of our clients. Whether we're helping a young family purchase a home, refinance their loan or helping a larger business with their commercial finance needs, we are always committed to providing exceptional customer service and being there for our clients. Once a client of Balcombe, always a client of Balcombe.

A win for our clients is a win for us. We work closely with our clients, we listen to them, and we give our clients our honest feedback. This honesty helps us structure the best possible outcome. We consistently strive to challenge the traditional banking processes to find new solutions and ways to deliver exceptional client value. Vigorously driving the due-dilligence process and finding solutions is part of our DNA and culture. 

We are accredited with over 40 banks, non-banks and private lenders. We also have an excellent network of real estate agents, accountants, lawyers, developers, builders, valuation firms and quantity surveyors. As part of our service offering, we want to be able to share this knowledge with you, which is part of our vision to build long-standing and trustworthy relationships with our clients.

WE ARE ACCREDITED WITH OVER 40 BANKS, NON-BANKS AND PRIVATE LENDERS. 

OUR YEARS' OF EXPERIENCE WORKING FOR SOME OF THE MAJOR BANKS ALLOW US TO STRUCTURE EXACTLY WHAT THEY NEED TO APPROVE YOUR FINANCING.

We approach every transaction as if we were the Lender. Our years' of experience working for some of the major banks allow us to structure exactly what they need to approve your financing. We know their internal dynamics and use our broad network across Australia's leading banks and financial institutions to ensure our clients get the best deal in the current market.