We empower you to make the right decisions to achieve your financial dreams.

Who we are

Balcombe Financial is a family-owned mortgage broking business based in Black Rock, Melbourne. We specialise in Home Loans, Commercial Loans and Construction Finance.

Balcombe is led and managed by Michael Flinos, an ex-corporate banker who has over 20 years experience in commercial finance, loan origination, relationship management and property finance.

Let us guide you through the world of finance with expertise and care.

What we do

Balcombe isn't just your average mortgage broker. We're a lot more than that. We always strive to be a trusted business partner to all of our clients.

Whether we're helping a family purchase a home, refinance their home loan or helping a larger business with their commercial finance needs, we are always committed to providing exceptional customer service and being there for our clients.

Your financial success is our top priority, and we'll work tirelessly to achieve it.

Our Approach

We always work closely with our clients. We listen to our clients and we give them our honest feedback. This honesty helps us structure the best possible outcome.

We consistently strive to find new solutions and ways to deliver exceptional client value. We do not submit applications for approval until we believe they will succeed. It's that simple.

We are accredited with over 40 banks, non-banks and private lenders.

Why Balcombe?

Our years' of banking experience means we know what works and what doesn't.

We use our broad network across Australia's leading banks and financial institutions to ensure our clients get the best deal in the current market. Saving people and families money is what we do.