Pre-Approvals
A mortgage pre-approval is a confirmation of how much money a lender is willing to lend a borrower to pay for a home.
The preapproval indicates that the lender is prepared to move forward with the loan as long as the home meets certain criteria and the borrower's financial situation doesn’t change drastically. The preapproval is based on a borrower's financial profile, including income, savings, expenses and debt.
Our timeframes for pre-approvals is approximately 1 week.
Pre-approval provides our clients with the ability to acquire their home or investment with confidence that the financing support will be there.
At Balcombe we take a more thorough approach with pre-approvals, providing honest, and genuine advice to clients regarding their real borrowing capacity to help them make the most informed purchase.
We are accredited with over 40 banks, non-banks and private lenders.
Over 20 years experience in banking and property finance.
We are experts in residential and commercial property financing across Australia.
We are a client focused business which takes the time to understand and help each individual client.
Our clients trust us with their most valuable assets and in return we provide a dedicated professional team that cares about each client.
Some of the lenders that we trust and partner with
