Commercial Property Loans

Balcombe's experience and expertise helps its client buy or invest in commercial properties. Our advice exends through to location, zoning, size, fit-out and cashflow considerations of the property. Commercial loans vary significantly - there are various different options depending on your circumstances. For example, some banks and lenders offer Lease-Doc products for owner-occupiers, while in other situations, a complete Full-Doc application is needed. With over 20 years experience in commercial financing, we give you the comfort and security of knowing that an expert team is working for you.

The commercial property facilities we arrange include:

・Competitive interest rates

・Long term interest only or principal and interest loans

・Property and leased-based, asset focused lending processes

・Flexible terms and conditions

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Development Finance

We are experts in Development Funding and we specialise in providing a range of innovative and flexible development funding solutions for developers. We can assist clients who are completing residential projects such as single dwellings and townhouses, through to factories and apartment developments across Australia.

Balcombe provides the following Development Finance solutions:

・Land-bank and site acquisition finance

・Owner-builder developer loans

・Construction finance for developments (construction contingency, project management, consultants costs and holding costs, interest capitalised during construction and the budget selldown period)

‍・Construction finance which requires pre-sales flexibility, typically arranged via non-banks and private investors

・Take-out/recapitalisation of development residual stock to clear construction loans, release equity or provide an extended selling period.

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‍Commercial Property Refinancing

Commercial property loans need to be reviewed regularly to ensure they are in line with current market conditions. Refinancing a commercial loan potentially takes advantage of new competitive rates, offers and deals that may currently be available. Refinancing can provide more competitive interest rates, term and fees along with a range of other offers and benefits. We will work with you to ensure that your loan is appropriately priced, structured and secured.